Premium health insurance solutions for high-income professionals and executives in Germany.

How statutory health insurance falls short for Germany's top professionals:

Rising costs, endless waits for doctor's appointments, 

and limited coverage and flexibility.

Is this really the medical care YOU DESERVE?

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Ready to take control of your health care?

Here's the good news: You don't have to accept this any longer.

Imagine health insurance that truly works for you:

  • Gain immediate access to doctors and specialists.
    No more 1,5-6 month waiting periods that public insurance holders face.
  • Enjoy premium health care with innovative treatments.
    Get access to world class medical solutions.
  • Benefit from comprehensive preventive care tailored to your needs. 
    Stay healthy with care designed for your lifestyle.
  • Secure long-term financial security.
    Enjoy stable premiums AND better coverage without breaking the bank.
  • Receive treatment from senior doctors in a private hospital room.
    Experience healthcare with privacy, dignity and comfort.
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You are paying more than €1.200 per month in your public health insurance. And this is what you get:

  • Endless waiting periods.
    Urgent check-ups pushed back for months. You call one practice after another only to hear: "We're not accepting new patients."
  • Rising costs, fewer benefits.
    You're already paying over €1,200 monthly for public insurance, and know exactly that the contributions will increase again next year —without any additional coverage for you.
  • 5-minute doctor visits.
    You're rushed in and out with no time for questions or thorough examinations—leaving you with uncertainty about your health.
  • Hidden out-of-pocket expenses.
    "That's not covered by your plan" becomes a phrase you hear too often for preventive screenings, modern treatments, and essential medications.
  • Limited options in critical situations.
    When you really need it, you're left with standard care. Innovative treatments? Top specialists? Often unavailable or requiring substantial additional payments.
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You’ve got much better options. Let’s talk about them. Don’t settle for long waits, and rising costs. You deserve better.

Schedule your free consultation and learn how private insurance transforms your healthcare from frustrating to exceptional.

Taking the next step – navigating your private insurance questions.

You're considering taking out private health insurance but you're still unsure about...

  • how it will impact you, your family, and your long-term plans
  • the exact risks and benefits of switching to private health insurance
  • the practical steps you need to take to make the transition smooth and hassle-free
  • which insurer or which tariff truly aligns with your needs and goals
  • whether it’s worth the move, or if leaving the statutory system might feel risky or even unsolidary
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This is precisely why you need an experienced guide by your side.

As an independent health insurance consultant with 20+ years of experience, I've successfully guided hundreds of professionals like you through this exact transition – ensuring they get the best coverage at the right price.

Get your personalized insurance roadmap today.

What you’ll gain from your personal consultation:

  • Find out how to get premium medical care while SAVING up to €300 per month compared to public insurance. Discover insider strategies that most professionals don't know about.
  • Receive a personalized analysis of your options conditions and the best strategies for coverage. I'll review your situation to create a tailored strategy with top plan comparisons.
  • Learn how to secure your future with stable premiums – even when you retire. You´ll benefit from proven methods to lock in favorable rates and avoid future premium increases.
  • Get a clear roadmap for a smooth, hassle-free transition to private health insurance. You'll receive step-by-step guidance and insider tips for the entire application process.
  • Complete support from start to finish. We manage all the paperwork and remain your trusted advisor, so you can focus on what matters – your health.
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Are you ready to transform your healthcare?

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This consultation is perfect for you if you:

  • Want to secure the best medical care for yourself and your family, without unnecessary delays or compromises.
  • Value access to advanced treatments and comprehensive preventive care, ensuring your long-term health and well-being.
  • Aspire to live a self-determined life, where your health care choices align with your personal and professional goals.
  • Are ready to take control of your health and financial stability, building a secure future in Germany.
  • Seek clarity and confidence in navigating Germany’s complex health insurance system
  • Meet the minimum income requirement of €74,000 per year to qualify for private health insurance.

Why do I care so much about this?

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Nataliya Shevchenko

Executive Manager | Health & Wealth Insurance Expert

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Your Health, Your Wealth – Informed Decisions for a Better Future

My name is Nataliya Shevchenko, and I am an independent health insurance consultant with over 20 years of experience in the financial industry. 

My story begins in a world where security and stability were often out of reach. Growing up in the Soviet Union as the child of a military family, I experienced constant moves — from Eastern Germany to Turkmenistan, Poland, and finally Ukraine. When the Soviet Union collapsed, my family lost everything. Financial security and reliable health care were luxuries we couldn't afford. 

At 19, I made a bold decision to move to Germany with nothing but hope and determination. In Germany, I worked hard, studied at Goethe University in Frankfurt, and built a successful career in the financial industry. 

I quickly learned how complex and bureaucratic the German system could be, especially in areas like insurance and health care. I had to figure everything out on my own, making costly mistakes along the way. 

This is why I do what I do. I want to spare my clients the challenges and frustrations I experienced. Beyond finding the perfect private health insurance plan, my mission is to provide peace of mind and comprehensive services that ensure you maximize your benefits.

My mission is simple: to empower you with the right choices, so you can live a healthy, financially secure life—your way. For your better health and wealth.

Your journey to better healthcare - How we work together

FREE CONSULTATION

We discuss your needs and assess if private insurance is right for you – completely free and without obligation.

PERSONALIZED ANALYSIS

We analyze your health profile and coverage preferences, and find the best coverage options with the most favorable terms.

BEST PLAN SELECTION

From over 1.200 plans, we select the 3 best matches for your needs, goals, and budget.

ONGOING SUPPORT

We handle all paperwork and provide continuous support with claims and adjustments as your life evolves.

See how our clients experience the co-operation with us:

Nataliya is an amazing advisor. She was really helpful when I needed to buy private health insurance and also choosing the compulsory German insurance company. She gave me many options and support during the whole process. I would really recommend her to any expat that needs to deal with these topics.
Angie D.
Aergentina
I recently had the pleasure of working with Ms. Shevchenko who recommended a health insurance plan for me, and I must say that I was thoroughly impressed with her expertise and professionalism. Ms. Shevchenko took the time to listen to my needs and concerns, and then provided me with a range of options that were tailored to my specific requirements. She was very patient and answered all of my questions in a clear and concise manner, which made the whole process much easier for me. I felt confident that I was making an informed decision and am grateful for her help in finding the perfect insurance plan. Overall, I would highly recommend her insurance services to anyone in need of insurance guidance.
Jan D.
Czech Republic
I was positively impressed by Nataliya's willingness to help and craft a fitting insurance solution for both me and my daughter. I highly value the individual approach and the quality of provided consultations.
Rohan S.
India
Absolut genial einfach, genauso wie ich es mir gewünscht habe. Ich habe keine Arbeit und sie erledigt alles, außer das unterschreiben. Einfach herrlich. :) (Absolutely brilliantly simple, just as I wanted it. I have no work and it does everything except the signing. Simply wonderful. :))
Marcus K.
Germany
Nataliya is just great. Not only did she help me transition from public to private health insurance, but she has also continued to support me in dealing with paperwork with my new insurance, guiding me to the right info and materials, and continuing to advise on the best way to handle my health insurance. She's always responsive and even contacts my insurance on my behalf to save me the back and forth. Amazing! Absolutely recommend her to anyone looking to make the switch.
Rap P.
Slovenia
A competent expert who doesn't hesitate to go an extra mile for the client! I am very satisfied with Nataliya's service and, above all, individual approach. She helped me with my insurances during my first days in Germany and many times afterwards. Whenever I had insurance questions or concerns, she was readily available and helped me tailor a solution just right for me.
Anna T.
Czech Republic